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cash advance Ongoing event cancellations and business closures in the wake of the COVID 19 pandemic have thrust artists, music companies and behind the scenes entertainment workers into an unprecedented state of financial uncertainty.Below are some resources where businesses and workers can apply for emergency financial assistance on the local and federal level, contribute to data collection and advocacy efforts and establish an interim foundation for generating recurring revenue online.Small businesses in qualifying states have a while until mid December 2020 to apply for up to $2 million in disaster relief loans at a low interest rate of 3.75% (2.75% for private nonprofits). Applicants must show credit history and an ability to repay the loan, with the possibility to set up long term repayments for up to 30 years; collateral is required for loans over $25,000.As of now, businesses in the states of Alaska, Arkansas, Hawaii, Iowa, Kansas, Louisiana, Minnesota, Mississippi, Missouri, Nebraska, Oklahoma, South Dakota, West Virginia and Wisconsin are ineligible for coronavirus related EIDLs.Other national funding sourcesMusiCares, a nonprofit organization operated by The Recording Academy, established a $2 million COVID 19 relief fund this week, which will initially give grants of up to $1,000 each to music industry professionals who need basic living assistance in the wake of event cancellations and work losses.Applicants must have at least five years of employment in the music industry and at least six commercially released recordings (singles are fine) or at least six commercial/promotional music videos in order to qualify. There are three different applications one each for South Region, West Region and East Region (you can reference this map if you don’t know which region you’re in) and the size of the grants may increase as more music companies and members of the public donate to the fund.Genre specific funds for industry professionals include the COVID 19 Musicians’ Emergency Fund from the Jazz Foundation, as well as the New Music USA Solidarity Fund for “new/creative/improvised music freelancers.” More generalist funds for freelancers and creators, such as Freelancers Union’s Freelancers Relief Fund and ConvertKit’s Creator Fund, are also open to freelance music industry workers.Sweet Relief, a nonprofit focused on providing financial aid to musicians with illness, disability or age related problems, has opened up a dedicated COVID 19 fund for music industry workers who are medically affected by the coronavirus.cash advance

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